Secure Shelter, Happy Living

Coverage from deck 
to deck

Dwelling Coverage
This can pay to repair or rebuild your home's foundation, roof, windows, walls or plumbing if it's damaged or destroyed.
Other Structures Coverage
This optional coverage pays to repair or rebuild other damaged structures on your lot, such as a detached garage, shed or playhouse.
Loss of Use Coverage
We help you and your family get back to normal while repairing your home after a disaster. This coverage helps pay living expenses if you can’t stay in your house during repairs or rebuilding.
Furniture and Appliance Coverage
Your furnace should keep you warm, not make you sweat. PEMCO covers furniture and large appliances—like your water heater, oven, or refrigerator—if they’re damaged during a covered loss.
Personal Belongings Coverage
This coverage protects personal property like clothing, books, and kitchen equipment at home or while traveling. For high-value items, consult your PEMCO agent to ensure coverage.
Replacement Cost Coverage
This coverage pays what it will cost you to replace your belongings at today's prices (instead of what you paid originally or the item's depreciated value). Talk to your agent for details.
Personal Liability Coverage
We can help defend you if you're held legally liable when someone is hurt or something of theirs is damaged, while you're on their property or they're on yours.
Medical Payments to Others Coverage
No matter whose fault it is, this coverage helps pay medical bills for a guest injured at your home. It also covers you if you accidentally injure someone when you're on their property.
"Alpha Insurance gave me peace of mind knowing my family and business are fully protected. Their team made the process easy, and the coverage options fit perfectly with my needs. I highly recommend them!"
- Luke S, Bellevue, WA
Switching my auto insurance to Alpha was the best decision. Not only did I save money, but I also received personalized support that I’ve never experienced before. They genuinely care about their clients!
- Maria K, Redmond, WA
Finding good health coverage felt overwhelming until I worked with Olga. She walked me through each option, answered all my questions clearly, and helped me select a plan that fits my lifestyle and budget perfectly. I’ve never felt healthier or more confident in my coverage!
— Alexandra R., Seattle, WA
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Alpha @ All Rights Reserved 2025
Alpha Insurance Agency, Inc. ("Alpha") is a licensed Property & Casualty (P&C) and Life and Disability (L&D) insurance producer in the states of Washington and Oregon.
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P&C coverage, whether on an admitted or non-admitted basis, is only available to insureds in states where Alpha is licensed and holds a valid appointment with the insurance company. All coverages are governed by the terms, conditions, and exclusions of the policy. In certain cases, some insurers Alpha works with may not be licensed or regulated by the states where they offer coverage. Policies from these non-admitted insurers may not be subject to the same rate and policy form regulations.